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However if you are not sure whether your partner’s bad credit is the result of a one-off misfortune or a symptom of careless living, one solution would be for you and your spouse to keep your accounts separate and apply for new credit separately, at least until your spouse’s credit history gets better.And finally remember one of the easiest ways to improve credit rating is to pay your bills on time.
However this is not to mean that you should reject a person simply on the basis of a bad credit score.
Thus all major expenses would probably have to be borne by you – whether you want to go for a Mediterranean cruise or buy that 52-inch screen LCD TV, it is your paycheck that will be on the line.
Finally if the person you're marrying doesn't believe in managing money wisely, it could lead to a lot of conflict.
So here are the facts about marrying someone with bad credit and what you can do about it.
First of all it is necessary to understand what a bad credit means.